There is a $500.00 minimum balance to open a regular checking account. No interest is paid on this account. A $1.00 monthly minimum-balance fee will be assessed if the daily balance drops below $200.00 any day of the statement period, and an additional ten (10) cents per debit will be assessed for the amount of debits cleared during the statement period. No service charge to senior citizens (age 62 and older), upon request. No service charge to full time students, upon request. 

The regular checking account does not accrue interest. This bank reserves the right at its election to charge a dormant account fee to the account in the amount of $5.00 per quarter if there have been no deposits or withdrawals from the account for a period of three (3) years. 

Additional fees, may be assessed against your account.

Please contact one of our representatives for more information.